Need an appraisal in Goddard or Sedgwick County?

Here are the top reasons KS homeowners use KL Appraisal Service, LLC. :

  1. Pre-listing appraisals (whether they're selling the home themselves or using a real estate agent)
  2. Challenge Sedgwick county's assessment of your propertyworth
  3. Remove PMI to lower their mortgage payment
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. Review another appraiser's report for verification
  6. If property needs to be divided because of a divorce
  7. To settle an estate in Sedgwick county or KS by determining the true market value of property in question

Need help deciding the price of your home in or near Goddard, KS?
Contact KL Appraisal Service, LLC. .

We at KL Appraisal Service, LLC. understand the individual needs of a customer seeking appraisal services. Our business practices and reporting formats are relatively routine to our business clients like banks, attorneys, and accountants. Being a regular homeowner that most likely doesn't see an appraisal on a regular basis,we will give you extra guidance and explanations through the appraisal process to more fully understand what we do and how we report the results of our analysis.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your own home because of your emotional attachment to it. Professional appraisers, like the ones at KL Appraisal Service, LLC. , are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract buyers, a professional appraisal is a crucial negotiating tool once you have an interested buyer. The appraisal is something concrete to show your buyer. The appraisal is an independent third party's opinion of your property's value, not just how much your house is worth. Potential buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to a seasoned appraiser's value report than yours.

Need to cancel PMI?

A popular way to cut costs for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is less than 80% of the value of your property, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are veterans in helping homeowners just like you remove unwanted and unneeded PMI insurance.

Challenge property tax assessments

Your local tax assessor may have your house overvalued if your house not appreciating as much as other houses close by. This only means you are paying higher taxes than you should be paying. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal from KL Appraisal Service, LLC. is your #1 weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

Your lender may decide to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area -- even if your specific property has not declined in value. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow angle. KL Appraisal Service, LLC. can provide you with an expert appraisal to help you reinstate your home equity line of credit.

Need Field and Desktop Appraisal Review Services?

Have you just been handed a copy of your appraisal and you would like to have a professional double-check it for precision or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal you may have had done before. While usually requested by banks, you may wish to use this service if you suspect mortgage fraud related to your house.